Budgeting Truth…

Budget can feel like a pretty overwhelming word. I’ve had many people tell me they don’t have enough money to budget, but a budget simply means having a plan for how you spend the money you have.

Check out these 15 Budgeting Tips from DaveRamsey.com:

15 Budgeting Tips for Your Daily Life

Ready to get started? Here are the top 15 budgeting tips!

1. Budget to zero before the month begins.

This means before the month even starts, you’re making a plan and giving every dollar a name. It’s called a zero-based budget. Now that doesn’t mean you have zero dollars in your bank account. It just means your income minus all your expenses (outgo) equals zero.

2. Do the budget together.

[READ MORE AT DAVERAMSEY.COM]

 

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